3 thoughts on “How Much Account Verification Is Enough?”

    1. Yep. And once Quantum computing takes hold, current systems will be easily hacked. Not every business will be on that bandwagon immediately. Then the millions of individuals who will still be using today’s systems.

  1. I have to agree. If you think that is bad, use an iPad and don’t turn on 2FA. All of a sudden, Apple forgets who you are even after you just logged back in to identify yourself. If you leave the iPad turned off for more than 4 hours, you are requested to go to settings and log in to your Apple account once again. Pressing the Home button, you can enter a Passcode to continue “logged out”. But then, you bring up an app such as messaging or Facetime, you get prompted At least 3 times to log in to your Apple account if you keep refusing . After a couple of days, the nag goes to 4-6 prompts before it finally gives in. Of course, activating 2FA makes it all go away.

    Now, I know some of you readers will say what’s the big deal in turning on 2FA. Well if you don’t own a smart phone, only have a landline, don’t use a browser and e-mail, etc., just Facetime and messaging then 2FA is problematic. Yes, I know you can have the landline called and verify it was you trying to log in, but it is a PITA to go to your landline phone to wait for a call, only to pick up the phone to a “f”ing robocall that just happen to arrive ahead of the verification call. To make matters worse, “answering” that robocall ends up generating more robocalls, it seems like you go on a “sell list” as a “live one”, so even more robocalls come.

    Now I know this is far from typical, but it was my situation when my wife was alive. She could not handle technology period. She was given an iPad so she could stay in contact with our children and grandchildren. She did not browse the internet or use other features – just Facetime and texting. We did not own a cell phone. Our landline only allowed local calls with no bells and whistles like caller-ID, long distance, etc. We did have a Closed Caption phone because she had hearing aids, but without caller-ID, no clue as to who was calling. Of course, part of the problem was her not wanting to give up the landline in favor of wireless or VOIP. Having experienced the occasional severe power outage, backup batteries aren’t sufficient. Also costs when you are on fixed income.

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